Showing posts with label Online Scams. Show all posts
Showing posts with label Online Scams. Show all posts

Friday, February 25, 2011

10 Job Scams People Need to Be Aware Of, Including Teenagers

In a tough job market, it’s easy to get desperate. But don’t get so hard up that you forget to pay attention to what you’re doing. If you’re not careful, you could end up falling prey to one of these job search scams. Read on to learn about how these scams work, and how you can avoid them.
  1. Package forwarding: Jobs that advertise package handling or forwarding are often cons that can hurt in two ways. First, by taking your money, and then, possibly getting you into legal trouble. You’ll receive packages typically containing stolen goods, send them out with your own money, and possibly receive a visit from the police about receiving stolen goods at your address.
  2. Identity theft: Jobs often get sensitive information from employees, and many ask for this information before you’re even hired. But you should be careful about what you give out. Some scammers will check out your online resume to call as a prospective employer, then ask you for your Social Security number and other personal information that can be used to steal your identity. You should be careful to only share sensitive information once you’re further along into the application process.
  3. Work at home scams: Although there are many legitimate ways to work at home, work at home opportunities are often scams. You may be asked to assemble crafts or stuff envelopes, but you’ll have to buy a starter kit first, and end up not actually being able to sell anything. Others send you a list of companies looking for home workers, or potential clients that are outdated or wrong. Still others will have you duping others with the same ad that you fell for to get the “job.”
  4. Email job offers: You probably won’t remember applying for the job that’s emailed to you, but they are very, very interested in hiring you. Of course, you’ll need to send them your Social Security number and other personal information, which they’ll use to steal your identity. Make sure that you’re getting emails from a legitimate company that actually wants to hire you.
  5. Federal job scams: Information about job openings in the government or postal service is free and easily available, and applying for one is free, too. But scam artists often advertise to help job seekers find positions within the government, and they charge for this service. They may tell you that you have to pay for study materials that will help you pass the exam required to get the job. The truth is, there may not even be a job available in your area, and their materials may be worthless.
  6. Fake search sites: Bogus websites may look professional, but they’re just trying to gather your personal information. In order to register as a job seeker and see job postings, you’ll have to share sensitive information that will be used to steal your identity.
  7. Money processing: Money processing jobs are typically designed to turn you into a money mule. As a money mule, you’ll transfer stolen money or merchandise. Of course, you won’t be told that what you’re moving is stolen. They’re advertised as “payment processing,” “local processing,” or “money transfer agents,” and they’re all scams.
  8. Job search assistants and services: These scams offer help finding a job, especially in a tough market. They’re not out to help you-they are just after your personal information.
  9. Legitimate employers that aren’t: Scammers may post jobs on a website claiming to be a legitimate employer, using corporate identity theft. They’re posting bogus jobs that aren’t related to the employer, and they’re using them to get you to share information they can use to steal your identity.
  10. Direct recruiters: “Direct recruiters” may call you up, offering to help you find a job. Don’t give them your personal information-ask them for their name and business number, and then look online to find out if there are any scams affiliated with them.
Special contributor:  Amy Joines

Read more.

Sunday, November 21, 2010

SCAM ALERT: Beware on Craigslist

Rental properties are becoming more necessary and popular as foreclosures continue in  our country.

Are you the parent of a teen that has started college or going to a college and is tired of the dorm experience and would like to find an apartment?

In St. Augustine, Flagler College is one of the most beautiful campus' with a city that is college friendly with lots of great housing opportunities.  Many locals use Craigslist as their outlet to advertise their rooms for rent or homes for rent.

Although most are legit, parents and teens need to beware of the scams that are escalating on Craigslist.  After answering several ads that seemed too good to be true, one local student shared their experience.
After spending her first semester in the dorm at Flagler College, Casey (name changed for privacy reasons) decided she wanted to find a room or apartment to rent for after the holidays.  She jumped on Craigslist, as her parents also did, and what happened could have been a diaster if they were not smart enough not to play into this scam.

There are scammers trying to get your credit score.  They are trying to steal your identity.
This advertiser below is on Craiglist - attempting to get your credit score. Don't fall for it. She offers an apartment too good to be true - and here is her response when you inquire about it.  Both Casey and her parents were victims of this scammer and several others when they answered their ads.  This email is duplicated and changed slightly for some, so be aware and don't respond to them.

From: Michelle Ratica [mailto:michelle@jobrequest.info]
Sent: Tuesday, November 16, 2010 9:08 PM
Subject: RE: $500 / 3br - 3 BR AND 2.5 BD HOUSE CLOSE TO EVERYTHING
Hello,
Thanks for taking the time to email me about the place.
We thought we had the place rented last week to a young couple, but communication has dropped off. you are the first person to email about it since we put it back on the market . It would only be fair that we gave you the first shot at the property.
Normally, we would prefer a year lease, but would also be open to shorter terms. I'm sure that you will want to see the property before making a final decision. I would simply give you the address and let you swing by, but my wife is against blindly advertising an empty home online. Rest assured the home has been up kept properly and had a good cleaning and fresh coat of paint. Basic utilities are currently on, but we expect that you would get them put into your name fairly quick.
If you want to go ahead and schedule a time to see the property, go to the link below and print off the free copy of your report. Your score isn't necessarily important, we're just interested in seeing that there are no evictions / landlord related judgments.


Click here for the Free Online Score


I am very open as far as appointments go to show the property. Any morning after 10am is fine. Just let me know when you have everything printed and be sure to leave me a contact number to reach you at and any desired time. I will call you to confirm a time and choose a place to meet.
Thanks for looking,


Sincerely,
Michelle Ratica

Usually the "Click here for free online score" is a hyperlink, do not click on it.  Michelle Ratica is one of many names the perpatrators use.  According to Casey's mother, a Mark Savorn and a Robert and Angela Banks are other scammers that sent similar emails.  Also Google the advertisers name, check FlakeList.org to see if your advertiser is listed as a scammer.

These scams were reported to CraigsList, although some were taken down, there are still some there.  What is worse is that everyday a new one will be posted.  Just remember, if it seems too good to be true, it usually is.

Never give out your social security number unless you have confirmed that the property is legit, and don't allow them to run your credit until you have agreed on the terms.

Be an educated parent and pass it on to your teen!

Read more. (including others that have been scammed by this person.)

Saturday, April 3, 2010

Sue Scheff: FORTALICE, LLC ® HOW SAFE IS YOUR FORT? Keeping YOU safe in Cyberspace

Theresa Payton, (pictured), is passionate about keeping people, business and children safe online.  Her business, Fortalice, LLC located in Charlotte, NC is part of help you keep your business secure from fraud and other deceptive online practices.

A Consulting and Partnership Business


Keeping companies and our country safe, one person and one company at a time.

While serving as the White House Chief Information Officer from 2006-2008, Theresa realized that more needed to be done to protect people, companies, and the government from cybercreeps.

Proven Framework - We provide Security, Risk and Fraud Consulting services that will help you strengthen your organization's security and risk exposure.

Join her on Facebook and Twitter and keep up-to-date with keeping you and your business secure!

Learn more at http://www.fortalicesolutions.com/Home.